Wealth requires those four: access to have good things around, enough time, enough energy, and a mindset to enjoy them.
Being rich, on this view, is less about what you own than about what you can actually live. Money may give you access to good things, but the quote names three further conditions it cannot guarantee: time to spend with those things, energy to meet them, and a mind able to savor them. Someone with a house full of lovely objects, no free evenings, constant exhaustion and a restless head is not wealthy in any way that shows up day to day.
This echoes an old strand of thought, from Epicurus, who tied pleasure to a calm mind, to Aristotle's idea that a good life is about flourishing rather than accumulation. I know of no wider body of Kılınçer's work to place the line in, so I read it as a modern, practical restatement of that tradition.
Imagine someone with a decent salary who owns good books, has a nice kitchen and lives near a park, yet uses none of them. They might protect Saturday mornings, go to bed earlier, and leave the phone in another room, so that a walk or a home-cooked meal is actually tasted.